Categories
Purple Squirrel

Why I created the Acorn Club

A Story About Values, Pricing, and Finally Finding My People

It started with burnout

For nearly three decades, I lived in the world of big numbers.

As a Finance Director and Internal Auditor in large multinational manufacturing organisations, I was the person other people came to when the figures did not add up. I understood balance sheets before breakfast. I could read a P&L in minutes and spot the story hiding inside it. By every conventional measure, I was successful.

And then I burnt out.

Not dramatically. Not all at once. But gradually, and then completely, the corporate world I had given so much of myself to stopped feeling like somewhere I belonged. I had spent years helping enormous organisations understand their finances; and somewhere along the way, I had lost sight of what I actually wanted my own life to look like.

Starting over was the bravest and most terrifying thing I have ever done.

Building something different deliberately

When I launched Purple Squirrel Consultancy, I knew exactly what I wanted to do: help small business owners feel more confident about their finances and their decisions. Not the big corporates. Not the high-growth startups chasing investment. The people running small, real businesses; the ones who are brilliant at what they do but find the business side of things overwhelming.

I also made a deliberate decision about pricing that raised a few eyebrows.

I kept my prices low. I ran affordable workshops. I made my services accessible to people in the early years of their business, because those are the people who need support the most and are often the least able to pay for it.

I cannot tell you how many times I have been told I should charge more. That I should value myself more. That I should aim higher, target people who can actually afford me. It has been said with the best of intentions, and I understand the business logic behind it. But it never sat well with me.

That question still drives everything I do.

The problem with helping "everyone"

Here is something I have had to be honest with myself about.

For the last couple of years, I have been saying that I can help anyone. Any small business owner, any sector, any stage. And while that is true in theory; in practice, it does not work. As anyone who has looked into marketing their business will know, speaking to everyone means reaching no one. I was casting too wide a net and, as a result, my message was landing with no one in particular.

I had values. I had experience. I had genuine care for the people I worked with. What I did not have was a clear and specific answer to the question: who exactly is this for?

Figuring that out has taken time. But I finally feel I have found my answer.

Finding my people

The women I most want to work with are not looking for world domination. They are not chasing a six-figure launch or planning to build a business empire. They are people who want to make a living doing what they love; work that genuinely helps other people; and build something that fits around their real life rather than consuming it entirely.

They are heart-led. They chose their work because it means something. They are reflexologists and counsellors, makers and coaches, yoga teachers and aestheticians; women who became practitioners because they care, not because they wanted to run a company.

And they share the same values I do.

That realisation felt important. I had spent two years trying to speak to everyone, and all along my ideal clients were the people who reminded me most of myself. Not the Finance Director version, but the version that existed underneath all of that. The one who cared deeply, worked constantly, and quietly wondered whether she was doing any of it right.

I started to notice a pattern when I paid attention to it. The reflexologist who had built a loyal client base but had no idea whether her business was actually profitable. The ceramicist who loved every hour she spent at her wheel but dreaded opening her bank app. The counsellor who was genuinely changing lives but could not bring herself to put her prices up. Women who were brilliant at what they did; running on passion and caffeine; spinning plates and holding everything together; and carrying a quiet, private fear that maybe they just were not cut out for the business side of things.

The bit nobody talks about

Here is something that does not get said enough.

Financial conversations can feel deeply uncomfortable for a lot of women running small businesses. Not just confusing; uncomfortable. Even shameful. There is a quiet internal voice that says: I should understand this by now. I should be further along. I should be more successful.

Social media does not help. It is full of women who appear to have it all sorted; thriving businesses, full client books, confident pricing. And when your own bank balance does not reflect the hours you are putting in, it is very easy to conclude that you are the problem.

Most of the women I meet are also juggling far more than just their business. There is the school run and the homework help. There are friendships to maintain and family to support. There is the invisible second shift that never quite ends. The business gets squeezed into the margins of the day, and the big picture thinking; the planning, the financial review, the strategy; never seems to happen because there is always something more urgent.

This is not a personal failing. It is just real life. And any coaching programme worth its name should be built around that reality, not in spite of it.

Why I built The Acorn Club

All of this is why I created The Acorn Club.

Not because I wanted to launch a programme. Not because someone told me it was a smart business move. But because I kept meeting women who needed exactly the kind of support I wish had existed when I was finding my feet; warm, honest, judgment-free, financially grounded, and built around the whole person rather than just the business.

I wanted to create a space where looking at your numbers does not have to feel terrifying. Where you can say "I have no idea what my profit margin is" without shame. Where the community around you actually understands what it is like to be doing this; the love of the work, the weight of the admin, the strange mix of pride and panic that comes with running your own business while keeping the rest of your life going.

I also wanted to honour the value question I have always asked. My pricing for The Acorn Club is deliberately accessible. It is not cheap; it is a proper investment in yourself and your business; but it is priced for the women I actually want to help, not for the premium market I have been advised to target.

A note on this founding cohort

The Acorn Club is launching for the very first time this year, with a small founding cohort of just eight women.

I want the right eight women in the room; women whose energy, honesty, and presence will help shape every cohort that follows. In return, they get the full programme at a special founding member price that will not be repeated, and the knowledge that they were there first.

If any of this has resonated with you; if you read the bit about dreading your bank app and thought "that is me"; if you are brilliant at what you do and quietly exhausted by everything around it; I would genuinely love to hear from you.

This is not for everyone. It is for the women who share these values. The ones who are not chasing world domination; just a life that feels as good as the work they do.

And if that is you, your acorn is already planted.

Categories
KPIs Measurement

Is Your Business Actually Healthy?

Why every business needs a financial MOT

You take your car for an MOT every year without question. You book your annual health check with the doctor. You get your boiler serviced before winter. But when did you last give your business a proper health check?

For most small business owners, the honest answer is never. Or at least, not properly. You might glance at your bank balance. You might have a rough idea of whether last month was a good one. But a real, structured review of how your business is performing financially? That's something most owners put off - either because they're not sure where to start, or because they're quietly worried about what they might find.

What does a business health check actually involve?

A financial health check - or Business MOT as I like to call it - is a structured review of the key metrics that tell you how your business is really performing. Not just whether you made a profit last month, but the deeper picture: how quickly your customers are paying you, whether your margins are holding up, whether your business could survive a sudden shock, and whether your team is generating the returns you need.

Done properly, it looks at four key areas:

  • Cashflow - because profit and cash are not the same thing, and more businesses fail through poor cashflow than through lack of profit.
  • Balance sheet - because understanding what you own, what you owe, and whether you could meet your obligations at short notice is fundamental to running a resilient business.
  • Profit and loss - because knowing your margins, your cost base, and whether your sales are growing is the foundation of every good business decision.
  • People - because your team is your biggest investment, and understanding the return you're getting on that investment matters more than most owners realise.

Why every six months?

Annual accounts are useful, but by the time they land on your desk, you could be looking at information that is 12, 15 or even 18 months old. A lot can change in that time - markets shift, costs rise, customers take longer to pay. If you only check in once a year, you can find yourself reacting to problems that have been quietly building for months.

A six-monthly review changes that completely. It gives you a current picture twice a year, which means you catch issues early, when they are still manageable, rather than when they have become a crisis. And it gives you something even more valuable: the ability to compare.

Is your gross margin improving or eroding? Are your debtor days getting better or worse? Is your working capital position stronger than it was six months ago? These are the questions that separate businesses that are merely surviving from businesses that are genuinely growing.

But I have an accountant - isn't that their job?

Your accountant is brilliant at what they do. But their job is primarily compliance: making sure your tax returns are filed, your accounts are accurate, and you are staying on the right side of HMRC. Most accountants are not in your business regularly enough to spot the kind of operational trends that a six-monthly health check reveals.

More importantly, even when your accountant does share financial information with you, do you always come away feeling clear about what it means? If you have ever sat in a meeting nodding along while quietly wondering what half of it actually means for your business, you are not alone. That gap between having the numbers and truly understanding them is exactly where a lot of small business owners find themselves.

A Business MOT bridges that gap. It takes your own figures and translates them into plain English, with a clear Red, Amber or Green rating on each metric, and straightforward commentary explaining what each result means and what you should consider doing about it.

What could you find out?

The results often surprise people. I have worked with business owners who thought their business was performing well, only to discover that their debtor days had crept up to 70 or 80 days, meaning they were effectively lending their customers two to three months of free credit without realising it. Others have found that while their top line looked healthy, their gross margin had quietly been eroding for months, driven by rising supplier costs they had not yet passed on to customers.

On the flip side, a health check can also be genuinely reassuring. Sometimes you discover that your business is in a much stronger position than you thought, and that confidence, grounded in real data rather than gut feel, is an incredibly powerful thing.

The businesses that grow are the ones that know their numbers

I have spent over 30 years working in corporate finance, and one thing I have seen time and again is this: the businesses that grow consistently are not always the ones with the best product or the biggest team. They are the ones where the owner takes the time to understand their financial position, review it regularly, and make decisions based on evidence rather than instinct.

You do not need to become a financial expert. You do not need to love spreadsheets. You just need to set aside a little time, twice a year, to look under the bonnet of your business and make sure everything is running as it should be.

That is exactly what a Business MOT helps you do.

Categories
Business Tips Purple Squirrel

10 Top Daily Actions for a Purple Squirrel

Purple Squirrel Business Coach DerbyBeing a Purple Squirrel isn’t about scurrying around aimlessly! It’s about being a business leader at the top of your game. Much like the sharp, resourceful squirrel, a successful business person is agile, strategic, and always prepared for the future. Here are 10 daily actions to help you channel the Purple Squirrel and achieve peak performance in your business life.

1. Gather and Store Knowledge

Just as squirrels prepare for winter by storing food, the best business minds collect information constantly. Read industry news, listen to podcasts, or invest 20 minutes daily in personal development. Knowledge is your stash of nuts. Be sure to keep it well stocked.

2. Set Clear Priorities (Bury the Right Nuts)

Squirrels instinctively know which nuts are worth burying. You should, too. Start each day by identifying your top three priorities and focus on them first. Don’t get distracted by shiny objects. Stay focused on what matters most.

3. Check Your Territory

A squirrel always knows what’s happening in its environment. As a business leader, take time each morning to check key metrics and updates. Whether it’s reviewing sales data, monitoring your team’s progress, or keeping an eye on the competition; staying informed will help you make the best decisions.

4. Make Time for Strategic Thinking

Squirrels don’t survive on instinct alone; they are also planners. Dedicate time daily to think strategically about your business. Where do you want to be in six months? Are you moving in the right direction? Reflect, adjust, and keep your vision in sight.

5. Build Your Network (Branch Out)

Squirrels are social creatures and build connections across their territory. Do the same. Whether it’s attending a networking event, catching up with a colleague, or engaging on LinkedIn, nurture your relationships; they’ll be crucial for your growth.

6. Check Your Resources

A squirrel’s hidden stash isn’t useful if it’s forgotten. Regularly review your business’s resources; financial, physical, and human. Know what’s available and ensure everything is aligned to support your goals.

7. Stay Agile and Adaptable

In the business world, like in the treetops, conditions change quickly. Stay adaptable and open to change. Daily challenges aren’t setbacks; they’re opportunities to pivot, learn, and grow stronger. If you stay alert and react faster than your competitors, you’ll soon find yourself at the top of the tree.

8. Celebrate Small Wins (Crack Open a Nut)

Even the smallest win can fuel your momentum. Recognise your daily successes, no matter how minor they seem. Reward yourself and your team for hitting targets. It’ll keep morale high and energy flowing.

9. Refuel and Recharge

Squirrels are active but know when to pause and rest. Business success requires energy and focus, so take care of yourself. Prioritise sleep, healthy eating, and mental breaks to ensure you’re performing at your best.

10. Plan for Tomorrow

Before wrapping up your day, take a moment to prepare for tomorrow. Review your progress, set priorities for the next day, and ensure you’re ready to hit the ground running. Just like a well prepared squirrel, planning ahead is key to long term success. Those nuts you buried in autumn sure will come in handy during the winter!

By adopting these daily habits, you’ll stay ahead of the pack. Resourceful, resilient, and ready to thrive in any environment. Remember, being a Purple Squirrel isn’t just about business acumen; it’s about balancing agility, strategy, and a touch of mischief to keep things exciting.

Ready to level up your game? Contact Purple Squirrel for coaching and mentoring that will help you climb even higher.

Categories
Costs

Hidden Costs

hidden costs - Business Coach DerbyWe all know that a Profit & Loss statement tells us how much money we’ve made in that period. But when was the last time that you REALLY dug into all the numbers on that page?

I don’t mean just looking at a line and thinking “that seems high, but we did do a lot of overtime this month”, or “Gosh! We spent quite a bit on stationary this year”. I mean pulling it apart. Taking every single item in that stationary account and fully understanding what it was for, and whether we actually needed it, or if it should have been charged to a client, or even if it is there by mistake.

There are many places in a business where costs can hide, and just not really get noticed. For example, if we expect to see travel and subsistence at a certain level, we don’t question it. But if you really examine that account in detail, you may well find that an expense claim has been duplicated, or a train ticket that wasn’t used hasn’t been refunded yet, or any number of other small anomalies.

Another area that costs tend to creep up without any attention being paid to them is in the area of subscriptions, or memberships fees. We know we have to pay our annual subs for whichever professional body we are a member of, but over the years, we often subscribe to new publications, or clubs, or a new piece of software. In many cases, we just don’t notice them, because they come out a as direct debit, and we are used to seeing that cost in the P&L. But how often do you go through your subs and think “Do I actually still use that?”. This is a good exercise to do in your private finances, not just your business.

This is a particularly important exercise to do when cashflow is healthy, because that is when we tend to just let things go, and not question them. When cash is tight, we often pay pretty close attention to it, so are much more aware of every penny being spent. But just think…. How much extra profit could you be earning, just by paying a bit more attention to the things being put through your accounts? It might only be small numbers, but small numbers can quickly add up!

If this sounds like something I could help you with, then please get in touch. I am happy to have a phone or zoom chat to discuss your requirements and to see if I can help you.

Categories
KPIs Measurement

Everything Measured, Improves

everything measured, improves - Business Coach DerbyThis is one of life’s fundamental facts. If we measure, monitor, track or try to control something, it will get better. BUT….. if we are measuring the wrong thing, it can often result in an unexpected result somewhere else.

Early on in my career, I was a management accountant for a commercial bakery. We started to realise that the waste being created by the doughnut line was creeping up. So, we started to monitor it by shift and by product line. Sure enough, after a few weeks, the waste started to go down again, and we all patted ourselves on the back for having spotted it and corrected the issue.

However, a few weeks after that, we started to see an increase in customer returns and complaints, regarding doughnuts! What on earth was going on? Well, because the teams on the doughnut line knew we were monitoring the waste created, they stopped throwing the poor quality product away, and started packing it instead. Therefore, the customers were receiving poor quality product.

What was the lesson we learned here? We were monitoring the WRONG thing. What we should have been doing is monitoring the type of issue that was creating the waste, and why there was so much poor quality product coming off the line. I actually forget what the real reason was, but it could have been the oil temperature was too high, resulting in burnt doughnuts; or the jam machine wasn’t functioning correctly, meaning that the jam wasn’t being inserted properly; or any number of other issues in a commercial production line.

This was one of my very early lessons in how important it is to measure the RIGHT thing, and how measuring the WRONG thing can result in a failure somewhere else in the process. I have used this lesson throughout my career, and now help other businesses to identify what the right things are to measure and track. This is the basis of creating a KPI dashboard for my clients, so they can quickly and clearly see if there are any fundamental issues in their processes.

If this sounds like something I could help you with, then please get in touch. I am happy to have a phone or zoom chat to discuss your requirements and to see if I can help you.